Earlier this yr, BMO launched two brand-new co-branded bank cards along side Porter Airways.
As a reminder, the introductory affords on the BMO VIPorter World Elite®* Mastercard®* and the BMO VIPorter Mastercard®* carry aggressive welcome bonuses of as much as 70,000 VIPorter factors and invaluable Porter-specific advantages to cardholders.
For those who’re a frequent Porter flyer or seeking to broaden your journey rewards into the Porter Airways ecosystem, these affords deserve critical consideration for enhancing your VIPorter stability and elevating your journey expertise forward of your subsequent journey.
BMO VIPorter World Elite®* Mastercard®*: As much as 70,000 VIPorter Factors!
BMO’s flagship Porter Airways co-branded card is the BMO VIPorter World Elite®* Mastercard®*, which instructions an annual payment of $199 that’s rebated within the first yr as half of the present provide.†
New cardholders are eligible for a welcome bonus that delivers as much as 70,000 VIPorter factors† via a three-tiered construction, outlined as follows:
- Earn 20,000 VIPorter factors upon spending $5,000 within the first 110 days†
- Earn a further 20,000 VIPorter factors upon spending $9,000 within the first 180 days†
- Earn a further 30,000 VIPorter factors upon spending $18,000 within the first one year†
We worth VIPorter factors conservatively at 1.5 cents apiece, which signifies that the full welcome bonus alone is value roughly $1,050.
With Porter’s dynamic pricing mannequin, you’ll be able to count on to pay as little as 5,000–9,000 factors for home one-way flights, which makes this bonus ample for a number of journeys.
The cardboard’s incomes charges comply with a 3-2-1 format throughout the next spending classes, with annual spending caps famous:
- Earn 3 VIPorter factors per greenback spent on as much as $20,000 in Porter purchases yearly†
- Earn 2 VIPorter factors per greenback spent on as much as $5,000 in fuel & transportation purchases yearly†
- Earn 2 VIPorter factors per greenback spent on as much as $10,000 in eating and grocery purchases yearly†
- Earn 2 VIPorter factors per greenback spent on as much as $5,000 in resort purchases yearly†
- Earn 1 VIPorter level per greenback spent on all different eligible purchases†
As soon as once more, utilizing our valuation of VIPorter factors at 1.5 cents per level, you’re an efficient return of 1.5–4.5% in your purchases.
Nevertheless, there are many alternatives to spice up that even additional in the event you’re capable of redeem your VIPorter factors for extra. It’s not unusual to get upwards of three cents per level on redemptions, which might enhance your efficient returns accordingly.
Past the accrual of factors via the welcome provide and day by day spending, cardholders robotically obtain VIPorter Enterprise Avid Traveller standing, which incorporates the next invaluable perks:
- Earn 6 VIPorter factors per greenback spent on all Porter Airways purchases (apart from government-imposed taxes and costs)
- Complimentary PorterClassic seat choice (rows 8 and above) for as much as two passengers
- Devoted check-in, precedence safety, and early boarding
- Precedence reaccommodation within the occasion of flight delays
- One complimentary carry-on bag and one complimentary checked bag for your self and as much as eight passengers travelling on the identical reserving
One other standout characteristic on the cardboard is the VIPorter companion cross. Spend $9,000 in your first yr to earn a round-trip companion cross, which affords 100% off the bottom fare for a second passenger.†
In subsequent years, you’ll be able to earn one other companion cross by spending $50,000, which is admittedly a somewhat excessive spending threshold for a companion cross within the Canadian market.
An attention-grabbing characteristic is the flexibility to earn all tiers of VIPorter Avid Traveller standing via bank card spending somewhat than flying. You’ll earn $1 in qualifying spend for each $25 spent on the cardboard,† permitting you to succeed in larger standing tiers than the Enterprise standing that comes as a cardholder profit:
- Spending $50,000 would qualify you for VIPorter Passport standing, as you’d have earned $2,000 in Qualifying Spend (although as a cardholder, you’ll already take pleasure in VIPorter Enterprise Avid Traveller standing)
- Spending $75,000 would qualify you for VIPorter Enterprise standing, as you’d have earned $3,000 in Qualifying Spend (although as a cardholder, you’ll already take pleasure in this tier of standing)
- Spending $150,000 would qualify you for VIPorter Ascent standing, as you’d have earned $6,000 in Qualifying Spend
- Spending $250,000 would qualify you for VIPorter First standing, as you’d have earned $10,000 in Qualifying Spend
Lastly, the cardboard comes with a robust suite of insurance coverage protection, which is outlined intimately on our devoted bank card web page.
As a World Elite®* Mastercard®* product, this bank card has a minimal private annual revenue requirement of $80,000 or a minimal family revenue of $150,000. You’ll additionally have to be a Canadian resident and of the age of majority in your province/territory of residence to be eligible.
BMO VIPorter World Elite®* Mastercard®*
- Earn 20,000 VIPorter factors upon spending $5,000 within the first 110 days
- Plus, earn a further 20,000 VIPorter factors upon spending $9,000 within the first 180 days
- Plus, earn a further 30,000 VIPorter factors upon spending $18,000 within the first one year
- Then, earn 3x VIPorter factors per greenback spent on Porter purchases
- And, earn 2x VIPorter factors per greenback spent on fuel, transportation, eating, groceries, and lodges
- Get one free checked bag and one free carry-on bag for your self and as much as eight company on the identical reserving
- Precedence airport providers & precedence rebooking within the occasion of delays
- Earn Qualifying Spend in the direction of Avid Traveller standing
- Annual payment: $199 (rebated within the first yr)
BMO VIPorter Mastercard®*: As much as 40,000 VIPorter Factors
For those who don’t meet the minimal revenue requirement for the BMO VIPorter World Elite®* Mastercard®* or in the event you’re searching for a extra accessible possibility, the BMO VIPorter Mastercard®* affords strong worth with an $89 annual payment (additionally rebated within the first yr with the present provide)† and no minimal revenue requirement.†
Plus, the present welcome bonus offers as much as 40,000 VIPorter factors for brand new cardholders,† outlined as follows:
- Earn 10,000 VIPorter factors upon spending $3,000 within the first 110 days†
- Earn a further 15,000 VIPorter factors upon spending $6,000 within the first 180 days†
- Earn a further 15,000 VIPorter factors upon spending $10,000 within the first one year†
Utilizing our valuation of VIPorter factors at 1.5 cents per level, you’re a price of about $600 from the welcome bonus alone, which is superb for a card with no minimal revenue requirement.
The incomes charges are extra modest than its World Elite counterpart, and in addition comply with a three-tiered construction:
- Earn 2 VIPorter factors per greenback spent on as much as $10,000 in Porter purchases yearly†
- Earn 1 VIPorter level per greenback spent on as much as $3,000 in fuel & transportation purchases yearly†
- Earn 1 VIPorter level per greenback spent on as much as $5,000 in eating and grocery purchases yearly†
- Earn 1 VIPorter level per greenback spent on as much as $3,000 in resort purchases yearly†
- Earn 0.5 VIPorter factors per greenback spent on all different eligible purchases†
As soon as once more, utilizing our valuation of VIPorter factors at 1.5 cents per level, you’re an efficient return of 0.75–3% in your day by day spending, although the return could possibly be larger in the event you’re capable of redeem your factors for outsized worth.
As a cardholder, you’ll robotically take pleasure in VIPorter Passport Avid Traveller standing, which comes with the next privileges (amongst others):
- Earn 6 VIPorter factors per greenback spent on all Porter Airways purchases (apart from government-imposed taxes and costs)
- Devoted check-in, precedence safety, and early boarding
- Precedence reaccommodation within the occasion of flight delays
In lieu of a VIPorter companion cross, you’ll be able to earn a 35% low cost voucher for as much as 4 passengers after spending $6,000 within the first yr.†
Just like the World Elite®* model, this card additionally means that you can construct Porter standing via bank card spending:
- Spending $50,000 would qualify you for VIPorter Passport standing, as you’d have earned $2,000 in Qualifying Spend (although as a cardholder, you’ll already take pleasure in VIPorter Passport Avid Traveller standing)
- Spending $75,000 would qualify you for VIPorter Enterprise standing, as you’d have earned $3,000 in Qualifying Spend
- Spending $150,000 would qualify you for VIPorter Ascent standing, as you’d have earned $6,000 in Qualifying Spend
- Spending $250,000 would qualify you for VIPorter First standing, as you’d have earned $10,000 in Qualifying Spend
Lastly, the insurance coverage protection on this card is extra fundamental, with 8 days of emergency medical protection in comparison with 21 days on the World Elite model. Full particulars of the insurance coverage protection could be discovered on the cardboard’s touchdown web page on our web site.
This bank card has no minimal private annual revenue requirement to be eligible.
BMO VIPorter Mastercard®*
- Earn 10,000 VIPorter factors upon spending $3,000 within the first 110 days
- Plus, earn a further 15,000 VIPorter factors upon spending $6,000 within the first 180 days
- Plus, earn a further 15,000 VIPorter factors upon spending $10,000 within the first one year
- Then, earn 2x VIPorter factors per greenback spent on Porter purchases
- And, earn 1x VIPorter level per greenback spent on fuel, transportation, eating, groceries, and lodges
- Precedence airport providers & precedence rebooking within the occasion of delays
- Earn Qualifying Spend in the direction of Avid Traveller standing
- Annual payment: $89 (rebated within the first yr)
Conclusion
BMO’s duo of Porter Airways co-branded bank cards provide glorious entry to the VIPorter loyalty program.
With robust welcome bonuses, aggressive incomes charges in key classes, and invaluable Porter-specific advantages, these playing cards symbolize strong choices for frequent Porter flyers.
Each playing cards embody first-year annual payment rebates, making them primarily risk-free methods to check drive the Porter ecosystem and enhance your factors stability for upcoming journey plans.
† Phrases and situations apply. BMO isn’t accountable for sustaining the content material on this web site. Please seek advice from the BMO web site for probably the most up-to-date info.
