TD Rewards Credit score Card Affords: Earn As much as 85,000 Factors

TD points three private bank cards that earn TD Rewards Factors, which not too long ago had various enhancements added.

This time round, there’s a proposal for as much as 85,000 TD Rewards factors† out there on the TD First Class Journey^® Visa Infinite^* Card, which now comes with 4 complimentary lounge visits and a wider vary of classes with boosted incomes charges.† 

In the meantime, the presents on the TD Platinum Journey Visa* Card and the TD Rewards Visa* Card stay unchanged; nonetheless, each playing cards have bolstered class incomes charges in comparison with earlier this 12 months.

In the event you’re eligible, make sure you give these presents a great look if you wish to enhance your TD Rewards steadiness for journey through the summer season season and past.

TD First Class Journey^® Visa Infinite^* Card: As much as 85,000 TD Rewards Factors^†

The present welcome bonus on the TD First Class Journey^® Visa Infinite^* Card is for as much as 85,000 TD Rewards Factors.^† 

To earn the total welcome bonus, you’ll have to fulfill the next situations:

• Earn 20,000 TD Rewards Factors^† upon making your first buy^†
• Earn an extra 65,000 TD Rewards Factors^† upon spending $5,000 within the first 180 days of account opening^†

In the event you unfold out the spending over the course of six months, it really works out to be round $833 monthly. This must be an affordable quantity for a lot of households, and you’ll enhance your steadiness additional by focusing on spending in a class with a bonus.

85,000 TD Rewards Factors is value as much as $425 if you redeem factors by way of Expedia^® for TD at a charge of 0.5 cents per level.† 

As a reminder, the class incomes charges on this card are as follows:

• 8 TD Rewards Factors^† per greenback spent on eligible Expedia^® for TD purchases^†
• 6 TD Rewards Factors^† per greenback spent on eligible groceries, eating, and public transit purchases^†
• 4 TD Rewards Factors^† per greenback spent on eligible recurrently recurring invoice funds arrange in your account, streaming, digital gaming, and media^†
• 2 TD Rewards Factors^† per greenback spent on all different eligible purchases^†

Utilizing our valuation of TD Rewards Factors of 0.5 cents per level, you’re taking a look at an efficient return of two–4% in your spending. 

It’s value noting that there’s a $25,000 annual cap for the overall quantity spent on groceries, eating, and public transit companies, in addition to recurring invoice funds, streaming, digital gaming, and media. When you’ve reached that threshold, the incomes charge drops all the way down to the bottom charge of two TD Rewards Factors^† per greenback spent.^†

Among the card’s different options embody the next:

• 10% anniversary bonus^† of TD Rewards Factors earned over the previous 12 months, as much as 10,000 factors^†
• 4 complimentary lounge visits every year by way of the Visa Airport Companion Program, powered by DragonPass†
• $100 annual TD Journey Credit score^† upon spending $500 (CAD) on lodging bills booked with Expedia^® for TD^†
• Sturdy insurance coverage protection^†

Luckily, with this supply, you’ll additionally take pleasure in an annual payment rebate for the primary 12 months,† which suggests you may take a look at drive the cardboard with none out-of-pocket bills in 12 months one.

In the event you’d wish to preserve the prices down year-after-after, take into account a TD Limitless or All-Inclusive chequing account, which can waive the annual payment on one TD bank card of your alternative, together with the TD First Class Journey^® Visa Infinite^* Card, on an ongoing foundation.†

In any other case, the annual payment for this card is $139, starting in 12 months two, because it’s rebated for the primary 12 months with this supply.^†

Supplementary playing cards value $50 apiece^†, and the present first-year annual payment rebate additionally applies to the primary supplementary cardholder.^†

The TD First Class Journey^® Visa Infinite^† Card requires both $60,000 in annual private revenue, or $100,000 in annual family revenue, to qualify.

Supply efficient as of June 4, 2025.

TD Platinum Journey Visa* Card: As much as 50,000 TD Rewards Factors^†

The welcome bonus on the TD Platinum Journey Visa^* Card stays unchanged, providing 50,000 TD Rewards Factors^† with a first-year annual payment rebate. 

The breakdown of the welcome bonus is as follows:

• Earn 15,000 TD Rewards Factors^† upon making your first buy^†
• Earn an extra 35,000 TD Rewards Factors^† upon spending $1,000 within the first 90 days^†

Other than the welcome bonus, you’ll take pleasure in the next incomes charges with the TD Platinum Journey Visa^* Card:^†

• 6 TD Rewards Factors^† per greenback spent on eligible Expedia^® for TD purchases^†
• 4.5 TD Rewards Factors^† per greenback spent on eligible grocery, eating, and public transit purchases^†
• 3 TD Rewards Factors^† per greenback spent on eligible recurrently recurring invoice funds arrange in your account, streaming, digital gaming, and media^†
• 1.5 TD Rewards Factors^† per greenback spent on all different eligible purchases^†

As you may see, the incomes charges are a step down from these on the TD First Class Journey^® Visa Infinite^* Card; nonetheless, in the event you don’t qualify for the higher-tier card, then you may nonetheless get a stable return on spending in any of the boosted classes.

There’s a $15,000 annual cap for the overall quantity spent on groceries, eating, and public transit, in addition to recurring invoice funds, streaming, digital gaming, and media^†, earlier than your rewards on spending drop to the baseline incomes charge.

The annual payment is $89, which is rebated for the primary 12 months below this supply, and it may be simply waived in subsequent years with an eligible checking account.†

There’s no minimal revenue requirement to use for this card.

TD Rewards Visa^* Card: 15,152 TD Rewards Factors^†

The TD Rewards Visa^* Card is TD’s entry-level providing, and comes with no annual payment.

The welcome bonus remans unchanged from earlier than, and also you’ll earn 15,152 TD Rewards factors.^† All you have to do is spend $500 inside 90 days of account opening to maximise the supply.^†

For a bank card with no annual payment, the incomes charges are fairly aggressive, and are structured as follows:

• 4 TD Rewards Factors^† per greenback spent on eligible Expedia^® for TD purchases^†
• 3 TD Rewards Factors^† per greenback spent on eligible grocery, eating, and public transit purchases^†
• 2 TD Rewards Factors^† per greenback spent on eligible recurrently recurring payments arrange in your account, streaming, digital gaming, and media^†
• 1 TD Rewards Level^† per greenback spent on all different eligible purchases^†

There’s a $5,000 annual cap for the overall quantity spent on groceries, eating, and public transit purchases, in addition to recurring invoice funds, streaming, digital gaming, and media earlier than the rewards on spending drop to the bottom charge.^†

That is certainly one of many extra aggressive choices amongst Canada’s greatest no-fee bank cards.

There’s no minimal revenue requirement for this card.

Conclusion

TD constantly presents aggressive welcome bonuses throughout its suites of bank cards, and the present lineup continues to ship robust alternatives to spice up your TD Rewards Factors steadiness.

TD Rewards Factors are an amazing factors forex to make use of for elements of journey, similar to impartial inns, cruises, and trip packages, which can be in any other case troublesome to guide with factors.

† Phrases and situations apply. The Toronto-Dominion Financial institution (TD) will not be chargeable for the contents of this website together with any editorials or evaluations which will seem on this website. For full and present data on any TD product, please click on the Apply Now button.