The Cathay World Elite® Mastercard® – powered by Neo is at present providing a historic excessive welcome bonus, making it a compelling alternative for Cathay Pacific loyalists and Asia Miles collectors.
With this provide, you possibly can earn as much as 40,000 Asia Miles and get 15% off Cathay Pacific flights when paying with the cardboard and utilizing a particular promo code.
If you happen to’re on the lookout for a strategy to increase your Asia Miles steadiness whereas securing a reduction on flights, now’s the very best time to use.
Let’s take a better take a look at what this card presents.
New Historic Excessive Supply: As much as 40,000 Asia Miles + 15% Flight Low cost
The present provide on the Cathay World Elite® Mastercard® – powered by Neo is the strongest we’ve seen on this card since its launch.
Right here’s what you possibly can earn:
- Earn 20,000 Asia Miles upon activating the cardboard†
- Earn 20,000 Asia Miles upon spending $5,000 within the first three months†
- 15% low cost on Cathay Pacific flights when utilizing the promo code CXNEO15OFF (legitimate till December 31, 2025)
If you happen to continuously e book Cathay Pacific flights, this low cost alone might result in vital financial savings, after which you should use the Asia Miles for redemptions with Cathay Pacific and different Oneworld airline companions.
Cathay World Elite® Mastercard® – powered by Neo
- Earn 20,000 Asia Miles upon card activation†
- Plus, earn 20,000 Asia Miles upon spending $5,000 within the first three months†
- Then, earn 2 Asia Miles per greenback spent on Cathay Pacific flights† and overseas transactions†.
- And, earn extra Asia Miles at Neo’s companions†
- As much as 15% low cost on Cathay Pacific flights†
- Minimal revenue: $80,000 (private), $150,000 (family)
- Annual payment: $180
The welcome bonus of as much as 40,000 Asia Miles is sufficient to cowl a one-way economic system ticket from Toronto to Hong Kong, which begins at 38,000 Asia Miles.
For Vancouver-based travellers, a one-way economic system ticket from Vancouver to Hong Kong begins at 27,000 Asia Miles, leaving you with sufficient miles to place towards your subsequent redemption.
Asia Miles can be redeemed for flights with Oneworld companions comparable to Japan Airways, Qatar Airways, and American Airways, offering extra flexibility.
If you happen to’re planning to redeem Asia Miles for long-haul flights in premium cabins, this bonus might assist offset an excellent chunk of the price, too.
- Vancouver to Hong Kong: 84,000 Asia Miles in enterprise class
- Toronto to Hong Kong: 110,000 Asia Miles in enterprise class
Whilst you’ll nonetheless must prime up your steadiness for enterprise class awards, this welcome bonus provides you a powerful head begin. Plus, Asia Miles presents the one significant pathway to premium cabin redemptions with Cathay Pacific today, as different applications don’t have entry to the identical award stock.
Incomes Charges & On a regular basis Spending
Past the welcome bonus, the Cathay World Elite® Mastercard® – powered by Neo presents the next incomes construction:
- Earn 2 Asia Miles per greenback spent on Cathay Pacific flights†
- Earn 2 Asia Miles per greenback spent in foreign currency echange†
- Earn 1 Asia Mile per greenback spent elsewhere†
- Bonus incomes alternatives with Neo companions†
Whereas the 2x earnings on Cathay Pacific flights is a pleasant perk, the 2.5% overseas transaction payment diminishes the worth of incomes 2x Asia Miles on overseas purchases.
If you happen to continuously spend in foreign currency echange, a great technique is to pair this card with a no overseas transaction payment bank card, such because the Scotiabank Passport® Visa Infinite Card*, to make sure you’re maximizing rewards whereas avoiding pointless charges.
Moreover, the Neo accomplice community gives elevated incomes charges at choose retailers, although the precise charges range and are solely seen to cardholders. If you happen to store repeatedly at Neo’s accomplice retailers, this characteristic might assist increase your Asia Miles earnings.
Redeeming Your Asia Miles
Asia Miles is a distance-based rewards program, which means the variety of miles required for a flight is determined by how far you’re flying.
For traditional Cathay Pacific, accomplice, mixed-carrier, and Oneworld multi-carrier awards, there’s no formally revealed award chart.
As a substitute, you’ll want to go to the Redeem Flight Awards web page to search for mileage necessities manually for every route.
To assist fill that hole, I’ve created an unofficial chart for Cathay Pacific flights primarily based on private analysis and stay award searches.
Whereas it’s not formally endorsed by Asia Miles, it ought to function a dependable reference level when planning your redemptions.
One of the best redemptions sometimes embody:
- Cathay Pacific long-haul flights
- Quick-haul flights inside Asia
- Transatlantic flights on Oneworld companions
For travellers primarily based in Canada, long-haul and ultra-long-haul Cathay Pacific flights from Toronto (YYZ) and Vancouver (YVR) are among the many most precious makes use of of Asia Miles.
Asia Miles can be used for flight upgrades, resort stays, and different journey perks, however the very best worth is usually present in flight redemptions.
If you happen to’re new to Asia Miles, try our information to learn to maximize your redemptions.
Further Advantages
Along with incomes Asia Miles, the Cathay World Elite® Mastercard® comes with just a few journey perks:
- 15% off Cathay Pacific flights (legitimate till December 31, 2025)
- Digital card upon approval for speedy use
- Mastercard Journey Move (DragonPass) lounge entry ($32 USD per go to)
Nevertheless, the perks are underwhelming given the $180 annual payment. In contrast to different airline co-branded playing cards, this card doesn’t provide free checked baggage, precedence boarding, or airport lounge passes—advantages that many travellers count on.
One other main draw back is that the Mastercard Journey Move doesn’t include any complimentary visits, which is disappointing for a card with a fairly substantial annual payment.
In distinction, bank cards with decrease annual charges—such because the CIBC Aventura® Visa Infinite Card* and Scotiabank Passport® Visa Infinite Card*—provide 4 and 6 complimentary lounge visits per 12 months, respectively.
If you happen to journey continuously and wish to take pleasure in extra airport advantages, supplementing this card with the Scotiabank Passport® Visa Infinite Card* may very well be a wise transfer.
Not solely does it provide no overseas transaction charges, nevertheless it additionally gives six complimentary Visa Airport Companion Move lounge visits per 12 months, making your total journey expertise smoother and extra rewarding.
Insurance coverage Protection
The Cathay World Elite® Mastercard® – powered by Neo gives reasonable journey insurance coverage advantages, together with:
- Emergency medical insurance coverage (as much as $1 million for journeys as much as 14 days, for these 60 and youthful)
- Journey cancellation & interruption insurance coverage (as much as $1,000 per individual, as much as $5,000 per journey)
- Flight delay insurance coverage (as much as $500)
- Misplaced/delayed baggage insurance coverage (as much as $1,000)
- Rental automobile collision/harm insurance coverage (as much as 48 consecutive days)
- Resort/motel housebreaking insurance coverage (as much as $1,000)
One main downside almost about the insurance coverage provided by the cathay grasp card is that the protection doesn’t apply to award bookings.
This can be a stunning omission, as most different airline co-branded bank cards present insurance coverage protection on award tickets, so long as the taxes and charges are charged to the cardboard.
If you happen to plan to e book an award flight with Asia Miles, you might wish to use a bank card that gives insurance coverage on award journey, such because the Nationwide Financial institution® World Elite® Mastercard®, which gives full protection on award redemptions.
Nationwide Financial institution® World Elite® Mastercard®
- Earn 5x À la carte Rewards factors on grocery and restaurant spend†
- Get journey insurance coverage on award journey, in addition to medical protection on longer journeys for ages as much as 75†
- Obtain $150 in annual credit for airport parking, baggage charges, seat choice charges, lounge entry, and airline ticket upgrades†
- Minimal revenue: $80,000 private or $150,000 family
- Annual payment: $150
Ought to You Get the Cathay World Elite® Mastercard®?
Whereas the welcome bonus of as much as 40,000 Asia Miles is sort of robust, the continued worth of this card is restricted.
The incomes charges aren’t notably aggressive, with solely 2 Asia Miles per greenback on Cathay Pacific flights and overseas purchases—with the latter being diminished by the two.5% overseas transaction payment.
The cardboard additionally doesn’t embody complimentary lounge entry, and its journey insurance coverage doesn’t even cowl award bookings with Asia Miles, a uncommon omission in comparison with different airline co-branded playing cards.
Is It Nonetheless Price Getting?
Given the present financial local weather and the rising issue of incomes miles, the welcome bonus alone could make this card value signing up for. Even when you don’t hold it long-term, 40,000 Asia Miles for $5,000 in spending is a stable return.
If you happen to continuously e book Cathay Pacific flights with money, the 15% low cost is one other good perk.
Higher Methods for Incomes Asia Miles
If incomes Asia Miles is your prime precedence, there are simpler methods to rack up miles quicker—each by welcome bonuses and every day spending.
1. Get Extra Asia Miles with RBC Avion® Visa Infinite Card*
As a substitute of incomes Asia Miles instantly, RBC Avion® factors switch 1:1 to Asia Miles, permitting for a a lot stronger incomes technique.
For instance, the RBC Avion® Visa Infinite Card* is at present providing as much as 55,000 Avion factors, which may be transferred into 55,000 Asia Miles—15,000 greater than the Cathay World Elite® Mastercard® – powered by Neo for a similar $5,000 spending requirement.
RBC® Avion Visa Infinite†
- Earn 35,000 RBC Avion factors† upon approval†
- Earn an extra 20,000 RBC Avion factors† if you spend $5,000 in your first 6 months†
- Earn 1.25x RBC Avion factors† on qualifying journey purchases
- Switch RBC Avion factors to British Airways Government Membership and different frequent flyer applications for premium flights†
- Redeem Avion factors for flights with the RBC Air Journey Redemption Schedule†
- Minimal revenue: $60,000 private or $100,000 family
- Annual payment: $120†
- Supplementary card payment: $50
Whereas the Avion card doesn’t provide a 15% low cost on Cathay Pacific flights, the additional Asia Miles earned can greater than make up for it when redeemed for premium cabin flights.
Moreover, Avion factors are extra versatile, as they can be transferred to British Airways Avios or American Airways Aadvantage miles, supplying you with extra redemption choices past Cathay Pacific flights.
2. Earn Extra Miles on Your On a regular basis Spending
Past welcome bonuses, the way in which you earn factors from every day spending additionally issues.
A a lot stronger long-term incomes technique could be to pair the RBC ION+™ Visa Card with an Avion Elite factors incomes bank card.
RBC Avion Elite Credit score Playing cards
| Credit score Card | Greatest Supply | Worth | |
|---|---|---|---|
55,000 RBC Avion factors† $120 annual payment |
55,000 RBC Avion factors† | $1,080 |
Apply Now |
55,000 RBC Avion factors† $120 annual payment |
55,000 RBC Avion factors† | $1,080 |
Apply Now |
As much as 70,000 RBC Avion factors† $399 annual payment |
As much as 70,000 RBC Avion factors† | $801 |
Apply Now |
35,000 RBC Avion factors $175 annual payment |
35,000 RBC Avion factors | $700 |
Apply Now |
35,000 RBC Avion factors $120 annual payment |
35,000 RBC Avion factors | $580 |
Apply Now |
The RBC ION+™ Visa Card earns 3 Avion Premium factors per greenback on:
- Groceries
- Eating & meals supply
- Gasoline & EV charging
- Rideshare & public transit
- Streaming providers
Since these classes make up the majority of most individuals’s month-to-month spending, this implies you’d successfully be incomes 3 factors per greenback on a majority of your on a regular basis purchases.
Whereas Avion Premium factors don’t switch on to Asia Miles, they are often mixed with Avion Elite factors when you maintain an eligible RBC Avion® Elite factors incomes bank card. As soon as mixed, you possibly can convert them to Asia Miles at a 1:1 ratio.
In different phrases, this setup successfully earns you 3 Asia Miles per greenback on most of your month-to-month necessities—far outperforming the Cathay World Elite® Mastercard® – powered by Neo’s flat 1 Asia Mile per greenback on on a regular basis spending.
Conclusion
The Cathay World Elite® Mastercard® – powered by Neo at present has its best-ever public provide, with as much as 40,000 Asia Miles and 15% off Cathay Pacific flights. If you happen to continuously fly with Cathay Pacific, this card may very well be a helpful addition to your pockets.
Nevertheless, if you need larger incomes charges, no overseas transaction charges, or stronger journey perks, there are higher options to contemplate.
If this deal pursuits you, apply quickly—limited-time presents can change at any time!
