Earlier this yr, Chexy launched a partnership with Aeroplan which features a limited-time provide to earn bonus Aeroplan factors. The provide was set to run out on July 15, 2025, however has now been prolonged via to September 15, 2025.
If you happen to haven’t taken benefit of it but, now’s your probability to earn as much as 10,000 Aeroplan factors simply by paying bills like lease, tuition, utilities, taxes, and extra along with your bank card.
It’s a uncommon alternative to rack up factors on payments that usually don’t earn something. And one of the best half? Chexy accepts American Categorical bank cards for funds.
If you happen to’ve been sitting on the sidelines, that is the right time to flip your recurring funds into critical journey rewards.
Earn As much as 10,000 Bonus Aeroplan Factors with Chexy!
By way of Chexy’s partnership with Aeroplan, you’ll be able to earn bonus Aeroplan factors that come along with the factors you’ll be able to earn in your bank card for making funds with Chexy.
New Chexy customers are eligible to earn as much as 10,000 bonus Aeroplan factors as a part of this limited-time provide, which has been prolonged to September 15, 2025.
Right here’s how the bonus breaks down:
- Earn 2,000 Aeroplan factors in your first cost with Chexy
- Earn 5,000 Aeroplan factors after processing $5,000 in funds via Chexy throughout the first six months
- Earn 500 Aeroplan factors for the second and any subsequent recurring payments inside six months (as much as 2,000 Aeroplan factors)
- Earn 1,000 Aeroplan factors in your twelfth consecutive month of funds via Chexy
To qualify, all transactions should be efficiently processed, which means the cardboard is charged and the cost is issued. Factors might take as much as 4 weeks to put up to your Aeroplan account.
If you happen to’re an present Chexy person, signal into your Chexy account to search for your particular person provide, which ranges from 2,000–4,000 Aeroplan factors. The milestones to achieve your particular person limited-time provide may even be discovered in your Chexy dashboard.
Which Credit score Card Must you Use with Chexy?
As a reminder, Chexy prices a 1.75% processing payment for funds made with Canadian-issued bank cards (which might be decreased to as little as 0.5% by referring others, which we’ll cowl under). Due to this fact, it’s finest to make use of a bank card that gives robust rewards or helps you unlock a welcome bonus.
American Categorical and Aeroplan co-branded bank cards are an important match, because of our excessive valuation of Membership Rewards and Aeroplan factors. In the meantime, money again playing cards may make sense for these trying to maximize quick returns.
For Miles & Factors Fans
If you happen to’re within the sport for journey rewards, utilizing a card that earns airline or transferable factors can lead to critical worth—particularly when paired with Chexy’s Aeroplan bonus provide.
For instance, for those who use a premium Aeroplan co-branded bank card, such because the American Categorical Aeroplan Reserve Card, the TD Aeroplan® Visa Infinite Privilege* Card, or the CIBC Aeroplan Visa Infinite Privilege Card, you’ll earn 1.25 Aeroplan factors per greenback spent on funds by way of Chexy.
If you happen to use a core Aeroplan bank card, such because the American Categorical Aeroplan Card, the TD Aeroplan® Visa Infinite* Card, or the CIBC Aeroplan Visa Infinite* Card, you’ll earn 1 Aeroplan level per greenback spent on funds by way of Chexy.
| Credit score Card | Greatest Provide | Worth | |
|---|---|---|---|
130,000 Aeroplan factors $599 annual payment |
130,000 Aeroplan factors | $2,682 |
Apply Now |
As much as 85,000 Aeroplan factors† $599 annual payment |
As much as 85,000 Aeroplan factors† | $871 |
Apply Now |
As much as 40,000 Aeroplan factors† First Yr Free |
As much as 40,000 Aeroplan factors† | $683 |
Apply Now |
40,000 Aeroplan factors $120 annual payment |
40,000 Aeroplan factors | $573 |
Apply Now |
As much as 45,000 Aeroplan factors† $139 annual payment |
As much as 45,000 Aeroplan factors† | $525 |
Apply Now |
You can even go for playing cards with robust baseline incomes charges, such because the Enterprise Platinum Card from American Categorical, RBC® Avion Visa Infinite Privilege†, or CIBC Aventura® Visa Infinite Privilege* Card which earn 1.25 factors per greenback spent, of their respective factors currencies.
Journey Credit score Playing cards with Excessive Baseline Incomes Charges
For Money Again Maximizers
If you happen to favor easy returns over factors, Chexy can nonetheless ship glorious worth when paired with the fitting money again bank card. Since Chexy codes transactions as recurring invoice funds, sure bank cards can nonetheless yield a web optimistic return—even after the 1.75% processing payment.
For instance, the Scotia Momentum® Visa Infinite* Card earns 4% money again on recurring invoice funds (as much as $25,000 every year), leading to a web return of two.25% after charges. One other method to consider it’s that you just’re basically getting paid to pay payments.
TD® Money Again Visa Infinite* Card gives 3% again on the identical class, leaving you with a good 1.25%. In the meantime, CIBC Dividend® Visa Infinite* Card earns 2% again on recurring payments, which nonetheless ends in a small revenue on lease funds.
Whether or not you’re trying to offset your lease prices with money again or earn rewards to your subsequent journey, Chexy’s new partnership with Aeroplan opens the door to maximizing worth on a few of life’s largest unavoidable bills.
Credit score Playing cards with Bonus Money Again on Recurring Funds
Invite Buddies, Earn Extra!
Chexy’s partnership with Aeroplan additionally features a referral element, which lets you enhance your Aeroplan steadiness even additional whereas reducing the price of your processing payment.
New and present customers can earn 1,000 Aeroplan factors per referral, along with Chexy’s present give-and-get $15 money referral bonus (which each the referrer and the referee get). To qualify, your referral wants to finish a profitable first cost—not simply enroll and disappear.
Whereas the referral bonus of 1,000 Aeroplan factors is capped at 10 referrals (as much as 10,000 factors every calendar yr), you’ll proceed to earn the $15 Chexy referral bonus for each further buddy you refer past that cap.
Plus, there’s a further incentive to refer your pals, since you’ll pay a progressively decrease processing payment as you deliver extra folks into the Chexy ecosystem:
- 3 referrals = Pink Referrer Standing → 1.5% processing payment
- 5 referrals = Gold Referrer Standing → 1.0% processing payment
- 10 referrals = Elite Referrer Standing → 0.5% processing payment
These referral counts reset every January, however they provide a compelling option to shrink your processing payment, stretch the worth of each greenback you run via the platform, and enhance up your Aeroplan steadiness.
Is Chexy’s Bonus Aeroplan Factors Deal Value It?
With as much as 10,000 Aeroplan factors on the desk, Chexy’s limited-time provide is a compelling alternative—particularly for those who’re already paying lease or payments that don’t usually earn rewards.
Based mostly on our valuation of two.1 cents per Aeroplan level, we’d worth these bonus factors at roughly $210, which may greater than offset the price of Chexy’s processing charges.
Not like many promotions tied to particular journey purchases or elite standing, this one is straightforward and accessible to anybody with recurring payments.
Chexy prices a processing payment of 1.75% for Canadian-issued bank cards. Whereas which will look like a downside, the potential return usually outweighs the fee—particularly for those who’re incomes Aeroplan factors at our estimated worth of two.1 cents per level.
Let’s run the numbers:
Say you pay $2,000 in lease utilizing a TD® Aeroplan® Visa Infinite Privilege Card*. With the 1.75% payment, your complete cost can be $2,035. You’d earn:
- 2,000 Aeroplan factors from Chexy’s first-payment bonus
- 2,544 Aeroplan factors out of your bank card (2,035 × 1.25 factors per greenback spent)
That’s a complete of 4,544 Aeroplan factors, which we’d worth at roughly $95, in trade for a $35 payment.
And that’s only one transaction. Mix this with Chexy’s referral program, which may decrease your processing payment right down to as little as 0.5%, and the worth proposition turns into much more profitable.
Conclusion
Chexy’s prolonged Aeroplan promotion is likely one of the best methods to earn significant rewards on funds that usually go unrewarded. Whether or not you’re working towards a dream journey, trying to hit a bank card minimal spending threshold, or simply wish to get one thing again in your lease, this deal delivers.
With as much as 10,000 Aeroplan factors out there and a low 1.75% processing payment, the maths works in your favour—particularly when paired with the fitting bank card or referral technique.
Be certain to enroll and full your funds by September 15, 2025, to take full benefit of this limited-time provide.
