Canada’s Greatest Credit score Card Presents for August 2025

Everytime you’re available in the market for a brand new bank card, probably the most essential issues is to dimension up the cardboard’s welcome supply.

In any case, welcome bonuses are a one-time alternative to rapidly enhance your steadiness, and ideally, you’ll be able to time your software for when there’s an excellent supply out there.

When you’re in search of a brand new bank card, we’ve put collectively an inventory of our high picks for one of the best bank card gives in Canada for August 2025.

What Makes a Credit score Card Welcome Provide Interesting?

Previous to diving into the gives, let’s first go over the elements we’ve considered when compiling the beneath listing.

In the beginning, we consider the dimensions and worth of a card’s welcome bonus, together with ones that present probably the most sizable enhance to your factors steadiness with a minimal threshold of $500 in First-12 months Worth (see beneath).

Subsequent, we additionally consider playing cards which have a comparatively low threshold to fulfill the complete welcome bonus. Whereas some gives are excessive, you must put in a unprecedented quantity of labor to get there, and your spending could also be higher focused elsewhere.

Lastly, we’ve included some honourable mentions for playing cards that supply outsized worth in another means that we expect warrants your consideration.

How We Decide the First-12 months Worth of a Credit score Card Welcome Provide

On our bank card comparability software and our particular person bank card pages, you’ll discover that we listing a First-12 months Worth determine. That is an in-house calculation that me make that’s usually fairly totally different than what you may discover on a monetary establishment’s web site.

Right here’s how we decide the worth of a welcome bonus:

• Add the full quantity of factors earned from the welcome supply within the first 12 months
• Add the full quantity of factors earned by finishing the minimal spending requirement within the first 12 months, assuming the cardboard’s baseline incomes fee
• Convert the full quantity of factors earned right into a greenback determine utilizing our Factors Valuations
• Add any annual credit that the cardboard gives (if any)
• Subtract the cardboard’s first-year annual payment (if any)

We imagine that this calculation provides a sign of the minimal worth anybody can count on to get from a card within the first 12 months. Certain, you’ll be able to actually get larger worth within the first 12 months (and subsequent years) by leveraging class incomes charges, lounge entry, insurance coverage, and different card options; nevertheless, that is distinctive to every particular person and troublesome to quantify with certainty.

Against this, many monetary establishments use a calculation of the most quantity of worth you’ll be able to count on to get from a card within the first 12 months, since they’ll usually embrace worth from lounge visits, spending in varied classes all year long, supplementary cardholder annual payment rebates, NEXUS software payment rebates, checked baggage payment equivalents, and extra.

Canada’s Greatest Credit score Card Presents for August 2025

Right here’s our listing of one of the best bank card gives out there in Canada for August 2025.

Enterprise Platinum Card from American Categorical (Ending Quickly)

For fairly a while, the Enterprise Platinum Card from American Categorical has reigned supreme in providing one of many largest and greatest total welcome bonuses in Canada.

Earlier this summer time, we noticed a lift to the already-strong gives, setting a brand new all-time excessive!

Till August 18, 2025, you’ll be able to earn as much as 200,000 Membership Rewards factors, damaged down into three steps:

• Earn 110,000 MR factors upon spending $15,000 within the first three months
• Earn 60,000 MR factors upon spending $90,000 within the first 12 months
• Earn 30,000 MR factors upon making a purchase order in months 15–17 as a cardholder

You’ll must put in a good quantity of effort to earn your entire bonus; nevertheless, the juice is effectively well worth the squeeze. Even when you simply meet the primary spending threshold and make a purchase order in months 15–17, there’s loads of worth to be present in 140,000 MR factors.

Membership Rewards factors are one of the best factors out there to Canadians, since they are often transferred to 6 airline and two lodge companions, or redeemed flexibly for journey or assertion credit.

There’s additionally worth in maintaining this card for the long-term, with its limitless lounge entry, complete journey insurance coverage, $200 annual journey credit score, $120 wi-fi credit score ($10 per thirty days), beneficiant refer-a-friend bonuses, and extra.

When you can justify the cardboard’s $799 annual payment and meet the beefy minimal spending requirement, you’ll be rewarded handsomely to your efforts.

American Categorical Platinum Card (Ending Quickly)

The American Categorical Platinum Card additionally has a record-high welcome supply out there in the intervening time with as much as 180,000 Membership Rewards factors up for grabs! 

As we see with the Enterprise Platinum, there’s a hefty minimal spending requirement to unlock your entire bonus, which averages out to $4,167 every month for the primary 12 months. 

You’ll want to use Chexy as a key software that will help you unlock the full welcome bonus.

As a cardholder, you’ll get a $200 eating credit score and a $200 annual journey credit score to make use of every year which assist to offset the cardboard’s $799 annual payment, along with the common rotation of Amex Presents, limitless lounge entry, and different helpful options for travellers.

That is an impressive supply, so make sure you capitalize on the chance earlier than August 18, 2025 if it’s an excellent match for you.

American Categorical Aeroplan Enterprise Reserve Card (Ending Quickly)

When you’re a enterprise proprietor and an Air Canada frequent flyer, make sure you think about the present supply on the American Categorical Aeroplan Enterprise Reserve Card.

Amex not too long ago supercharged the welcome supply on the cardboard, which pairs a excessive whole welcome bonus of 140,000 Aeroplan factors (as much as 110,000 in 12 months one) with a excessive spend ($10,500 in three months to unlock 65,000 factors, after which a complete of $75,000 within the first 12 months to get one other 45,000 factors). 

The final a part of the bonus (30,000 factors) comes upon making a purchase order in months 15–17, which signifies that you’ll must pay the $599 annual payment twice earlier than you obtain the complete welcome bonus.

In case your spending can meet the necessities, this supply is completely price it, and also you’ll additionally take pleasure in an Annual Worldwide Companion Cross as quickly as you hit the $25,000 threshold. 

Plus, this card options numerous nice Air Canada perks, together with limitless Maple Leaf Lounge entry, rollover advantages, and the power to quick monitor qualifying for and sustaining Aeroplan Elite Standing with incomes Standing Qualifying Miles & Segments by spending.

This supply is out there by to August 18, 2025.

American Categorical Aeroplan Reserve Card (Ending Quickly)

The supply on the American Categorical Aeroplan Reserve Card additionally not too long ago acquired a major enhance, and now comes with as much as 130,000 factors up for grabs.

Within the first three months, you’ll have to spend a median of $2,500 every month ($7,500 whole) to unlock 60,000 Aeroplan factors, and then you definitely’ll get one other 40,000 factors when you attain $45,000 within the first 12 months. That works out to a median of $3,750 per thirty days.

The final swath of 30,000 factors simply wants a purchase order in months 15–17.

One in all our favorite methods to knock down minimal spending necessities is making hire, invoice, and private tax funds by Chexy. You possibly can schedule your invoice funds to make sure they arrive on time, and the factors you’ll earn with this card’s baseline incomes fee of 1.25 Aeroplan factors per greenback spent (and the welcome supply) simply justify the 1.75% processing payment.

Plus, there’s a limited-time supply out there, whereby you’ll be able to earn as much as 10,000 further Aeroplan factors. 

Not solely is Aeroplan probably the most highly effective loyalty packages on the market, however this card comes filled with advantages for Air Canada frequent flyers. 

This supply is out there by to August 18, 2025.

American Categorical Gold Rewards Card (Ending Quickly)

The American Categorical Gold Rewards Card additionally noticed a lift to its welcome bonus that established a brand new all-time excessive. 

By means of August 18, 2025, you’ll be able to earn as much as 110,000 MR factors. 

Whereas the general dimension and worth of the welcome bonus on the American Categorical Gold Rewards Card is excessive, it requires maintaining monitor of a month-to-month minimal spending requirement for the primary 12 months.

Nonetheless, if the upper annual payment on the Platinum card is simply too wealthy to your blood, think about this supply as a pleasant different.

If you have already got an Amex Membership Rewards card in your rotation, hold an eye fixed out for an Improve Provide in your account.

American Categorical Enterprise Gold Rewards Card (Ending Quickly)

Simply as we see when evaluating the Gold Rewards Card and the Platinum Card, the American Categorical Enterprise Gold Rewards Card is a superb choice to think about when you can’t fulfill the necessities on the Enterprise Platinum Card.

Till August 18, 2025, you stand to learn from as much as 100,000 Membership Rewards factors as a part of this all-time excessive supply, which requires a median of $2,500 per thirty days within the first 12 months to get the lion’s share of the welcome supply.

This card doesn’t include a lot in the best way of perks and advantages, however when you’re in search of a more cost effective resolution to pad your MR steadiness, look no additional. 

Marriott Bonvoy Enterprise American Categorical Card (Ending Quickly)

In Might, American Categorical launched a best-ever bonus on the Marriott Bonvoy Enterprise American Categorical Card with as much as 130,000 Marriott Bonvoy factors at stake.

75,000 are awarded upon spending $6,000 in three months, after which 40,000 come one you hit $30,000 within the first 12 months (a median of $2,500 per thirty days). Make a purchase order in months 15–17 to get one other 15,000 factors.

Ideally, you’ll be able to leverage the cardboard’s class incomes charges on Marriott accommodations (5x), and gasoline, eating, and journey (3x) to spice up your steadiness even additional as you’re employed to fulfill the minimal spending requirement.

As soon as the factors are in your account, hold this card round for its annual Free Evening Award, in addition to 15 elite qualifying nights to jumpstart your journey to standing every year.

If this glorious supply piques your curiosity, make sure you apply earlier than August 18, 2025, which is when it’s set to run out.

RBC^® British Airways Visa Infinite^†

RBC^® has an simply launched a brand new supply on its British Airways co-branded card, price as much as 60,000 Avios†. Whereas the full quantity of Avios is identical as earlier gives, the construction has modified, and now you can earn all Avios within the first 12 months.

British Airways Avios are an excellent foreign money to have for entry to oneworld airways, particularly because you can convert them into totally different flavours of Avios (because it’s a factors foreign money shared by The British Airways Membership, Aer Lingus AerClub, Finnair Plus, Iberia Plus, and Qatar Airways Privilege Membership).

When you worth continuous flights to or from London, it’s also possible to profit from the cardboard’s Companion Award eVoucher, awarded upon spending $30,000 in a 12 months. 

This new supply is about to run by to February 25, 2026, which leaves loads of time to think about it in your portfolio.

Marriott Bonvoy American Categorical Card (Ending Quickly)

The non-public model of Marriott’s co-branded bank card in Canada is presently providing a best-ever bonus of as much as 110,000 Marriott Bonvoy factors, which is about to run out on August 18, 2025.

As we’ve seen with different new boosted gives from American Categorical, this one comes with a three-tiered construction with a excessive minimal spending requirement and one other enhance in 12 months two:

• 65,000 Bonvoy factors upon spending $3,000 within the first three months
• 30,000 Bonvoy factors upon spending $20,000 within the first 12 months
• 15,000 Bonvoy factors upon making a purchase order in months 15 and 17

You’ll have to spend an inexpensive common of $1,000 per thirty days for 3 months to get the lion’s share of the bonus, after which a median of $1,667 over the course of the primary 12 months to get the following enhance.

Once more, it is best to look to Chexy to assist meet the necessities, and attempt to leverage the cardboard’s class incomes charges to spice up your steadiness nearer to aspirational redemptions.

Preserve this card round for the long-term with its annual Free Evening Award and 15 elite qualifying nights in direction of standing.

TD^® Aeroplan^® Visa Infinite Privilege^* Card

TD’s premium Aeroplan co-branded bank card is presently providing a welcome bonus for as much as 85,000 Aeroplan factors.†

Luckily, there’s no month-to-month requirement to maintain monitor of. As a substitute, the full required spending is kind of excessive, at $12,000 within the first 180 days† and $24,000^† within the first 12 months, however you’ll be rewarded to your efforts with a wholesome Aeroplan steadiness.

This is a superb bank card for Air Canada frequent flyers, given its lengthy listing of advantages, together with limitless Maple Leaf Lounge entry in Canada and the US,† incomes Standing Qualifying Miles and Standing Qualifying Segments by on a regular basis spending,† and rather more.

Cathay World Elite® Mastercard® – powered by Neo

If in case you have your eyes set on an award flight with Cathay Pacific, the Cathay World Elite® Mastercard® – powered by Neo is the one card in Canada that immediately earns Asia Miles.

There’s presently an elevated welcome supply out there for as much as 60,000 Asia Miles: 35,000 miles are awarded upon activating your card, whereas the opposite 25,000 come after an inexpensive minimal spending requirement of $5,000 within the first three months.

That is the all time supply we’ve seen on the cardboard, making now an excellent time to use.

RBC^® Avion Visa Infinite Privilege^†

RBC’s premium card within the Avion lineup is presently providing a record-high welcome bonus for as much as 70,000 Avion factors.†

Its construction can also be very attainable: 35,000 factors on approval,† 20,000 factors upon spending $5,000 within the first six months,† and also you’ll get a further enhance of 15,000 factors in 12 months two.†

With an excellent incomes fee for non-categorized spending (1.25 Avion factors per greenback spent†) and with the distinctive potential to redeem factors for enterprise class flights utilizing the RBC Air Journey Redemption Schedule, think about this premium choice within the Avion lineup when you meet the revenue necessities.

Take into account this as a pleasant choice to have as a part of your Optimized RBC Credit score Card Portfolio.

Plus, there’s a 15% switch bonus from RBC Avion to American Airways AAdvantage for the month of August 2025 to sweeten the deal even additional.

BMO VIPorter World Elite®* Mastercard®*

Porter Airways hit the bottom working when it not too long ago launched its first-ever co-branded bank card at the side of BMO, with a welcome supply of as much as 70,000 VIPorter factors.†

The construction of the welcome supply has three tiers, with the ultimate allotment of factors arriving in 12 months two. Whereas the spending necessities are comparatively excessive, think about shifting your Costco spend to the cardboard to take pleasure in numerous award flights with Porter throughout Canada and the US at a steep low cost.

When you journey with Porter Airways with any frequency, this can be a nice card to carry attributable to its computerized Enterprise Avid Traveller Standing,† which affords you a spread of significant advantages with the airline.

We like this supply attributable to its sheer dimension paired with a first-year annual payment rebate,† and with the chance to attain outsized worth within the VIPorter loyalty program.

TD^® Aeroplan^® Visa Infinite^* Card

The TD^® Aeroplan^® Visa Infinite^* Card has lengthy remained certainly one of our favorite Canadian bank cards, and certainly it’s one which we advocate for each Canadian traveller.

Because it stands, the welcome supply on the cardboard is the best amongst its core counterparts in Canada (as much as 40,000 Aeroplan factors).†

The whole spending requirement is unfold out over a full 12 months, and the first-year annual payment rebate† means you gained’t incur any prices whilst you check out the cardboard.

CIBC Aventura® Visa Infinite* Card (Ending Quickly)

CIBC Aventura Factors are an excellent foreign money to carry to assist offset different prices of journey, particularly in case your main flight and lodging prices are already coated.

As an added bonus, the present supply on the CIBC Aventura® Visa Infinite* Card is each helpful and simple to realize. 60,000 Aventura Factors is price as much as $600 when redeemed for journey,† and also you’ll get the complete allotment after spending $5,000 within the first 4 months.†

Plus, CIBC is the primary financial institution to spice up the NEXUS software payment rebate to $200, which is sufficient to cowl the $120 (USD) software payment. Toss in 4 complimentary lounge visits by the Visa Airport Companion Program, and this card has rather a lot to supply.

The present welcome bonus is up for grabs by to August 19, 2025.

BMO AIR MILES®† World Elite®* Mastercard®*

When you’re entrenched within the AIR MILES world, then think about padding your steadiness with the present excessive supply on the BMO AIR MILES®† World Elite®* Mastercard®*, with as much as 7,000 AIR MILES®† up for grabs.†

RBC^® Avion Visa Infinite^† 

The present spherical of gives on the RBC® Avion Visa Infinite†  and the RBC® Avion Visa Platinum† (see beneath) are a step down from their all-time excessive, which was provided earlier this 12 months.

Nevertheless, these playing cards nonetheless supply a wonderful worth proposition in the intervening time, combining a comparatively low annual payment ($120†) with a really attainable welcome bonus (35,000 factors upon approval†).

Plus, you’ll earn the superb RBC Avion factors, that are probably the most helpful and versatile factors currencies in Canada.

You should utilize your Avion factors to complement your British Airways Membership or Cathay Pacific Asia Miles balances, or for the distinctive potential to transform them to American Airways AAdvantage miles – probably the most helpful loyalty packages round with a 15% switch bonus for August 2025.

You too can discover worth within the Air Journey Redemption Schedule, particularly for journey in financial system.

The one draw back to this card is it’s reasonably low incomes charges on on a regular basis spending; nevertheless, think about pairing it with an RBC® ION+ Visa to construct the optimized RBC bank card portfolio.

RBC^® Avion Visa Platinum^†

In case your private or family revenue doesn’t qualify for the RBC^® Avion Visa Infinite^†, you’ll be able to apply for the RBC® Avion Visa Platinum^† as a substitute, with the identical supply and really comparable perks.

Scotiabank Gold American Categorical^® Card

When you’re in search of a card that earns Scene+ factors at the next fee on every day spending, think about the Scotiabank Gold American Categorical® Card. You’ll earn 5x Scene+ factors on eligible grocery and restaurant purchases^†, or 6x factors at Empire grocery shops.^†

Plus, the brand new welcome supply matches the cardboard’s all-time excessive, presently providing 30,000 Scene+ factors^† with a low $2,000 spending threshold within the first three months, and a further 20,000 factors^† upon spending of $7,500 within the first 12 months.

50,000 Scene+ factors is price $500 when redeemed in opposition to journey purchases at 1 cent per level. Throw in a first-year annual payment waiver, and there’s by no means been a greater time to get this card.

Honourable Mentions

On this part, we’ll listing some gives which are worthy of some further consideration, both attributable to their dimension, simply attainable thresholds, or different causes listed beneath.

RBC^® Avion Visa Infinite* Enterprise

The RBC^® Avion Visa Infinite* Enterprise has an excellent welcome bonus out there for enterprise homeowners: 35,000 Avion factors awarded upon approval.†

Scotiabank Passport® Visa Infinite* Card

Routinely our high choose for Canada’s greatest bank card with no overseas transaction charges, the Scotiabank Passport® Visa Infinite* Card combines a helpful welcome bonus of as much as 35,000 Scene+ factors with a low minimal spending requirement ($2,000 in three months)†.

Plus, the cardboard gives nice options for travellers (six complimentary lounge visits with the Visa Airport Companion Program† and powerful insurance coverage), and Scene+ factors are our favorite fixed-value factors program attributable to their flexibility.

WestJet RBC® World Elite Mastercardǂ 

RBC not too long ago dropped the supply on the WestJet RBC® World Elite Mastercardǂ.

The whole of 45,000 WestJet factors on supply is price as much as $450, as WestJet factors have a price of 1 cent per level more often than not.

Consider WestJet factors extra as a fixed-value factors foreign money reasonably than, say, Aeroplan factors or VIPorter factors, which have loads of alternatives to attain outsized worth.

Make use of the annual companion go (together with within the first 12 months) and free first checked baggage advantages on the cardboard† to get extra worth for the affordable $119 annual payment.†

TD First Class Journey^® Visa Infinite^* Card

TD’s flagship bank card that earns its proprietary TD Rewards Factors gives nice journey worth exterior of the standard airline or lodge loyalty program ecosystem.

The present supply on the TD First Class Journey^® Visa Infinite^* Card has not too long ago dropped right down to 85,000 TD Rewards Factors from its file excessive, which provided as much as 135,000 TD Rewards Factors.†

85,000 factors is price a set worth of as much as $475 in direction of any journey reserving through Expedia^® for TD^†, and with a really affordable minimal spending requirement unfold out over six months and a first-year annual payment rebate†, this supply is completely price contemplating.

Plus, the cardboard not too long ago acquired a makeover, and now has beefed-up incomes charges with extra classes, and 4 complimentary lounge visits every year!

TD^® Aeroplan^® Visa Platinum^* Card

With a signup bonus of as much as 20,000 Aeroplan factors^†, an annual payment rebate for the primary 12 months^†, and a low private revenue requirement, this card is without doubt one of the greatest methods for newcomers early of their credit score journey to start gathering significant sums of Aeroplan factors.

Conclusion

There you’ve gotten it: our high picks for one of the best gives out there on Canadian journey bank cards.

When you’re fascinated about studying extra in regards to the gives, comply with the hyperlinks above, or seek the advice of our bank card comparability software.

When you’d like some extra personalised data, think about becoming a member of the Prince of Journey group to attach with likeminded friends, or to e-book a Factors Teaching name with certainly one of our in-house specialists.

^† Phrases and situations apply. Consult with the cardboard issuer’s web site for full up-to-date data. 

Card issuers should not chargeable for the accuracy of the content material on this web site. Cheap efforts are made to make sure accuracy with content material.